Mom and Dad are experiencing the baby-boomers' crunch; Dad isn't sure he will have enough money for retirement and Mom wants to help. Alex and her husband Sam have opened their new restaurant and business is great. Lisa is caught in the middle of an emotional triangle between a man who isn't right for her and her family. Robert Jr., now divorced, is moving back home and his ex-wife is moving in with the baby. Money Mike, who is always in a mess, is now pursuing a career in rap music with thugs from the neighborhood! When they all come together this Christmas their lives will move forward in very new directions